Real Estate/ Continuing Education/ Texas Real Estate CE/ Creative Pathways to Homeownership: The Complete Agent Toolkit

Creative Pathways to Homeownership: The Complete Agent Toolkit

$49

This product includes:

LICENSE RENEWAL PERIOD: 2 YEARS. *NOTE: If you have been made a supervisor by your broker, you must also complete the 6-hour Broker Responsibility course as a mandatory part of your 18 hours of CE. Elective Hours: 4 Mandatory: 0 Total Hours: 4

Description

State Requirements

Today’s buyers and sellers are working in a market that doesn’t look like it did a few years ago. Prices are up, inventory is tight, and the “usual” path to homeownership doesn’t work for everyone anymore. That’s why options like shared equity programs, down payment assistance, co-buying, owner financing, and alternative loan programs are popping up in real transactions—and the agents who understand them are the ones keeping deals alive.

In this four-hour elective course, you’ll get a clear, practical breakdown of what these pathways are, when they tend to show up, and how to talk about them in a way that helps clients without putting you in the role of a lender or attorney. You’ll also learn smart habits for working with the right pros and guiding creative transactions with confidence.

Course highlights include:

Strategies for overcoming affordability and limited inventory challenges
Creative financing options, including shared equity and co-buying models
Guidance for working with multi-generational and non-traditional buyers
Step-by-step overview of down payment assistance programs and grants
Practical application of forgivable loans and alternative funding sources
Clear boundaries for agent responsibilities and referral best practices
Tools for structuring and explaining co-ownership agreements
Communication approaches for aligning multiple buyers in one transaction
Real-world scenarios illustrating creative deal structuring
Building and using a trusted network of lenders, attorneys, and housing resources
Each unit concludes with an applied extension lesson for practical application through realistic decision-making scenarios

Package Content:

State Requirements For Texas

Texas State Requirement Details for Real Estate Continuing Education

Renewal Date: Every two years by the end of the month in which the license was initially issued

Hours Required: 18 hours

4 hours – Legal Update I: Laws, Rules and Forms
4 hours – Legal Update II: Agency, Ethics, and Hot Topics
3 hours - Contracts-related course
7 hours – Electives

Note: If you are a supervising agent, have sponsored one or more sales agents, served as the designated broker for a business entity broker that sponsors sales agents, or have been made a supervisor of other license holders, you will need to complete the 6-hour broker responsibility course as part of your required 18 hours of CE.

The CE Shop’s Offering: 18 hours

The CE Shop is an approved provider in Texas.

Provider Approval Number: 0505

Reporting: The state requires course completions to be reported to the state. We will report your course to the state upon completion.

Expiration Date of Course: Course expiration dates vary by course. Each individual course will have an expiration date listed in your account. See Terms & Conditions for more details.

Certificates: Immediately upon course completions, The CE Shop will provide students with an electronic copy of the course certificate of completion. Certificates will remain in your account for a minimum of five years, should you need additional copies at a later time. Please refer to your application to determine if you need to submit your certificate(s) of completion. Course completion dates are recorded using Central Standard Time. Please note that the date on your certificate of completion will reflect this.

Final Exams: Passing a final exam is not required to receive continuing education credit in Texas, therefore our system is set up so that final exams can be passed with a 0% passing score.

License Renewal Process: The process to renew in this state is to log in to the licensing system online and follow the prompts to renew. If TREC records do not reflect completion of CE requirements at the time you submit your renewal application, you must pay a $200 CE Deferral Fee, or renew in inactive status. Payment of the CE Deferral Fee allows you to remain active for an additional 60 days from your expiration date to complete CE requirements.

Repeat Course in Back-to-Back Renewals: According to Texas Rule Chapter 535, Subchapter I, Section 535.92 (3h), credit will not be given for attendance of the same course more than once during the term of the current license or during the two?year period preceding the filing of an application for late renewal or return to active status.

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